Find out if you were affected here: https://eligibility.equifaxbreachsettlement.com/en/eligibility If you were, you can chose between free credit report monitoring for 6 months (yeah, no), or $125 cash (yes please). More if you were actually affected, as opposed to just your info being part of the breach. I wasn't, but my wife was. I chose the $125. Not payable until January 2020, but still... This is legit, I checked on the FTC website. See link below: https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement
Thanks I got qualified, but what if I move before Jan 2020? Where does it say that it will take 6 months to pay?
That part, along with all the details, is on the 2nd link in my OP. The FTC site. Oops, you're right. I didn't pay much attention to that part, since I opted for the cash. I already have credit monitoring.
I am sticking it to the man. I actually don't know why I am on their list since I never used Equifax to my knowledge, but they said I'm in. So I'm sending in the clowns.
It seems to me that ten years of free credit monitoring service is a way better deal than taking $125. Why wouldn't you just discontinue paying for your own credit monitoring service and switch to a free ten years of it? I don't get it. How much money are you going to be out for your own 10 years of credit monitoring?
Does blocking robot calls count as time spent? It says the Experian credit monitoring service is for 4 years but Experian offers 3 tiers of monitoring. Premium 20/mo, regular 5/mo, and free. I’d take it for the premium but not the others. Did anyone read which one they’re offering?
$125 is a joke. 6 years of credit monitoring sounds nice, but credit monitoring is becoming such a common commodity included with so many products and services now it hardly seems worth it. This sucks. I was affected. I'm pissed.
So my option is free credit monitoring from the same a-holes that screwed me in the first place? WTF?
Experian’s is much better and much more accurate than any other free service. The first 4 years is through Experian not Equifax.