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Does anyone have home insurance through Fed Nat (Federated National)?

Discussion in 'BBS Hangout' started by jchu14, Jul 25, 2019.

  1. jchu14

    jchu14 Contributing Member

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    I am currently shopping for a home insurance company for a new home purchase and Fed Nat is by far the cheapest for the same coverage.

    State Farm quoted $4000/year, Allstate and Farmers quoted $2600/year, and FedNat is only $1700/year.

    The price is almost too good to be true so I am wary. There are some horror stories online about them, but I guess that's true of any company. Does anyone have first hand experience with them in Houston?
     
    #1 jchu14, Jul 25, 2019
  2. Xerobull

    Xerobull You son of a b!tch! I'm in!

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    I know a Fat Ned. Does that count?
     
    #2 Xerobull, Jul 25, 2019
    CrazyJoeDavola likes this.
  3. larsv8

    larsv8 Contributing Member

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    uninsured motorist that hit me had fed nat, they wouldnt pay.
     
    #3 larsv8, Jul 25, 2019
  4. CrazyJoeDavola

    CrazyJoeDavola Member

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    You get what you pay for.
     
    #4 CrazyJoeDavola, Jul 26, 2019
  5. DieHard Rocket

    DieHard Rocket Contributing Member

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    I just switched to them from UPC but we use a broker (David Whittington and Associates).

    I honestly don't know anything about them but am comfortable enough that our broker suggested them.

    If they were uninsured, how/why is Fed Nat supposed to pay? Shouldn't your insurance cover you in this event?
     
    #5 DieHard Rocket, Jul 26, 2019
  6. asianballa23

    asianballa23 Member

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    uh? If they had fed nat, how are they considered "uninsured"??
     
    #6 asianballa23, Jul 26, 2019
  7. asianballa23

    asianballa23 Member

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    i'm paying 1200/yr for a 1 story 2000 sq. ft. house.

    get a quote from 'em if i'd you.

    https://hoaic.com/
     
    #7 asianballa23, Jul 26, 2019
  8. ima_drummer2k

    ima_drummer2k Contributing Member

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    Must be a really cheap policy.

    "This is our 'you are not really insured but here's a card for your glove compartment' policy"
     
    #8 ima_drummer2k, Jul 26, 2019
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