Where does your money go?

I distribute as follows:

50% savings
25% housing
20%: bills/necessities (electric, car note, satellite, cell phone, DSL, groceries, gas, etc.)
5%: entertainment (dinners out, bar tabs, movies, etc)

Yeah - i'm not the most fun guy to hang out with.

 

you forgot the biggest expense... women = 99%

 

This is all roughly based upon recent expenditure in each category.

33% Housing
20% Food/Groceries
10% Health Insurance
9% Gas
6% Car Insurance (no car payment anymore)
5% Cable/Internet
5% Entertainment
4% Electricity

8% Savings

But I'm poor right now, so take that into consideration.

 

I expect around this normally:

~21.5% Rent
~5% Groceries
~7% Bills (electric, phone, TV, internet, etc.)
~1% Gas (I don't drive much)
~2.5% Car Insurance

Right now, have some payments I'm making on some furniture, which is about 5%. Also have another ~20% set aside that is going to my parents to pay for school/car.

The other ~35% gets split up between savings and random purchases...which has been usually a bunch of video games lately (Entertainment). That has been a bit higher than what I'd like, so it has been closer to 20%/15% for savings/entertainment, although I'd like it to be more like 25%-30% savings, especially since I'm just starting out (some of this will go to some school loans once I get my payments setup). I'm pretty cheap on entertainment, outside of games. Don't go out to eat, watch movies, etc.

 

30% rent
20% car pmt/insurance
~13% other bills (cable, internet, utilities, gas)
19% Food/Entertainment (basically all other expenses- haircut, groceries, going out, etc)
8% Student Loan Pmt
4% retirement

As you can tell, pretty maxed out from month to month. I'm also only in my first year working full time with a full salary. I've got some savings built up as a cushion, so I've been able to maintain my balance for the most part. I only have about 5% leeway each month, which I would like to save, but the last couple of months other expenses have come up that all but eliminate that.

 

Drugs 34%
Hookers 66%

 

I don't know what all goes into housing; but I hope it's not just the rent/mortgage payment itself. I don't think most complexes would even lease to you if your income is less than four times rent; and even then I wouldn't advise it, especially when accounting for things like rent increases, adding gas fees mid-lease, and accidental duplicate ACH withdrawals. Hopefully furniture is part of that? I think renting furniture for about the first nine months or so on my own, even though I couldn't get enough credit to finance at the outset, is probably the second worst financial decision I ever made after payday loans.

 

So is vivi one of your hookers, and did she get a hold of your drugs?

 

BURNED!!! lmao


school
school
rent
walmart
and school again

 

10/10

 

thx for posting the link

 

My girlfriend, video games and food. Equally.

 

hahah hell yeahs

 

Cheap whiskey and the women that drink it. And socks.

 

I don't have my budget spreadsheet with pie chart on this computer, but I believe it goes something like this

33% Rent Expenses (Power, Water Included)
7% Other Bills (Car Insurance, Internet, Phone)
20% Food
15% Gas
25% Leisure

Thats 100% of our "expense" budget, but it comes out to be about 62% of the current amount of money we are making combined. The rest of the money goes into a joint money market account.

 

dude.........u read my mind or something

 

same for me