1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

Semaglutide is the microcosm for the failed American insurance system

Discussion in 'BBS Hangout: Debate & Discussion' started by Two Sandwiches, Mar 20, 2024.

  1. Ottomaton

    Ottomaton Contributing Member
    Supporting Member

    Joined:
    Feb 14, 2000
    Messages:
    18,282
    Likes Received:
    13,541
    Ubiquitin likes this.
  2. Two Sandwiches

    Two Sandwiches Contributing Member

    Joined:
    Feb 6, 2002
    Messages:
    22,619
    Likes Received:
    14,218
    Let alone, as I've laid out on subsequent posts, that's not even what the whole thread is about. I'm using it as an example.
     
    Xopher likes this.
  3. Two Sandwiches

    Two Sandwiches Contributing Member

    Joined:
    Feb 6, 2002
    Messages:
    22,619
    Likes Received:
    14,218
    Wrong again lol.

    I'm paying out of pocket. Most insurance companies do not cover weight loss drugs (even if approved by the FDA). Circling us back to the original post.


    But remember, it's an example. So many people got caught up in the weight loss aspect, and not the point of the thread, that it's kind of crazy.
     
    Xopher likes this.
  4. Xopher

    Xopher Member

    Joined:
    Feb 1, 2017
    Messages:
    3,360
    Likes Received:
    5,089
    This is what is wrong with this country. Instead of people saying "Sorry I was wrong" when proven wrong, they want to double down and say even more when they don't have all the facts again. Facts like he is paying for the drug out of pocket because the vast majority of insurance companies do not pay for FDA approved weight loss drugs. Now would you like to triple down and be wrong a 3rd time or finally be an adult and say "Sorry I was wrong I didn't have all the information." ?
     
  5. Ottomaton

    Ottomaton Contributing Member
    Supporting Member

    Joined:
    Feb 14, 2000
    Messages:
    18,282
    Likes Received:
    13,541
    So you have no problem paying out of pocket for the cheap drug, but you do have a problem with the expensive drug. Understandable, but the insurance company doesn't set the prices.

    Are you old enough to remember the world before drug ads on TV?

    There is ample evidence that people going to doctors and asking for specific drugs, based on word of mouth and TV advertising, is terrible for patient outcomes. There is evidence that most of the time doctors prescribe whatever is being asked for with very little reason. It's why drug advertising has become such big business. Most of the big drug companies spend multiple times as much on marketing as research.

    Any time you go to the doctor and say, "I want this drug because I heard about it on the internet/saw it on TV", that is not a clinically valid reason to chose one drug over another, but it happens all the time.

    None of this is the insurance company's fault.

    Again, this is a drug APPROVED BY THE FDA FOR USE IN TREATING DIABETES.

    Get it approved for weight loss, and you have a case.
     
    #65 Ottomaton, Mar 23, 2024
    Last edited: Mar 23, 2024
    rocketsjudoka likes this.
  6. Xopher

    Xopher Member

    Joined:
    Feb 1, 2017
    Messages:
    3,360
    Likes Received:
    5,089
    Ahhhh there is the Triple down. You have moved the goal posts. Now doctors suck because they are prescribing a drug which is FDA approved for the condition and has been shown to work. Funny how you don't say anything about the retail cost of heart medication, cancer medication, etc. Just a weight loss drug, when obesity is the largest cause of other medical issues. Reduce obesity and you reduce other health issues. So either you are a shill for the insurance industry or you have an issue with overweight people. Wanna go for four now?
     
    Two Sandwiches likes this.
  7. Xopher

    Xopher Member

    Joined:
    Feb 1, 2017
    Messages:
    3,360
    Likes Received:
    5,089
    I sent you the link. You chose not to read it. Wegovy is approved for weight loss.

    https://www.fda.gov/news-events/pre...reatment-chronic-weight-management-first-2014
     
  8. Ottomaton

    Ottomaton Contributing Member
    Supporting Member

    Joined:
    Feb 14, 2000
    Messages:
    18,282
    Likes Received:
    13,541
    My insurance company pays for all the on label drugs I've been prescribed. Never had a problem. If you want to talk about pharma bro Martin Shkreli jacking prices, again not an insurance issue - a drug company issue. Most of the heart medications people take are old and cheap as dirt. Same with cholesterol and blood pressure medications. That's one of the big reasons they prescribe them. There are newer, shinier drugs, but people dont go into their doctors offices and demand the newest drugs. Or someimes they do but it there is plenty of literature about the issues with that.

    https://www.health.harvard.edu/medications/do-not-get-sold-on-drug-advertising
     
    #68 Ottomaton, Mar 23, 2024
    Last edited: Mar 23, 2024
  9. Ottomaton

    Ottomaton Contributing Member
    Supporting Member

    Joined:
    Feb 14, 2000
    Messages:
    18,282
    Likes Received:
    13,541
  10. Xopher

    Xopher Member

    Joined:
    Feb 1, 2017
    Messages:
    3,360
    Likes Received:
    5,089
    Sorry I meant in a previous reply. Post # 60, which you replied to but completely ignored the link.Have you ever been prescribed a weight loss drug? We aren't talking about jacking up the price. Most insurance companies exclude weight loss drugs. Go on you your insurance company's website and price Wegovy. 9 times out of 10 it will not be covered even though it is approved for weight loss by the FDA. Also insurance formularies are well known for not covering certain drugs. If there are 2 competing drugs they will cover one and not the other. Back before indigestion medications were OTC my coverage would change every year based upon which drug gave the best price.
     
  11. Two Sandwiches

    Two Sandwiches Contributing Member

    Joined:
    Feb 6, 2002
    Messages:
    22,619
    Likes Received:
    14,218
    It is approved for weight loss, you silly, silly man.





    Both of the medicines I've talked about are approved for weight loss. I'm not an idiot. I have far more medical experience than most. As does my wife. I don't just see an ad on TV and go to the doctor to ask for it.

    This was a year of beating myself up on whether I should do this or not. A year of back and forth of whether it's efficacy was proven, what side effects it would have, and the whole debate about diabetics needing the med too. In the end, the fact that it also can protect your heart is what tipped the scale, considering the history of cardiac issues and strokes on both sides of my family.


    In the end, I may have lucked into something that can really help me. Though, in a move that is the opposite of what you described above, I am nervous about taking it because it is harsh on your heart and kidneys. Of course I raised this point to my doctor and had a discussion with him prior to him subscribing, because I already knew that about the drug.
     
    #71 Two Sandwiches, Mar 23, 2024
    Last edited: Mar 23, 2024
    Xopher likes this.
  12. Two Sandwiches

    Two Sandwiches Contributing Member

    Joined:
    Feb 6, 2002
    Messages:
    22,619
    Likes Received:
    14,218
    Not only that, but I wonder if his insurance company is one of the many that reject other high -priced treatments, in lieu of cheaper, sometimes less effective ones? This does happen quite a bit. And if your doctor isn't willing to fight for that, good luck. Some of the main insurance companies are the bigger culprits.

    Often people don't find out until they're the one in need.
     
    Xopher likes this.
  13. Xopher

    Xopher Member

    Joined:
    Feb 1, 2017
    Messages:
    3,360
    Likes Received:
    5,089
    You're right I know people with asthma who get their prescriptions denied all the time because the insurance company wants to go with the cheaper drug not the better on.
     
  14. Two Sandwiches

    Two Sandwiches Contributing Member

    Joined:
    Feb 6, 2002
    Messages:
    22,619
    Likes Received:
    14,218
    I deal with this on the daily (roundabout). As long as the physician is willing to have a peer to peer with the insurance company, they can usually get it overridden (in my field, at least). The reason? Because half the time "the peer" (the physician they are getting approval from) has no experience in the subspecialty, and is in over his head when the treating physician starts quoting long-standing, industry-standard studies. This takes valuable time away from the clinic, though.
     
    Xopher likes this.
  15. rocketsjudoka

    rocketsjudoka Contributing Member
    Supporting Member

    Joined:
    Jul 24, 2007
    Messages:
    54,143
    Likes Received:
    42,118
    There are multiple problems here. Yea insurance companies want to save money and will rather cover cheaper medications than more expensive ones even if they are prescribed by doctors.

    Doctors are in many cases over prescribing drugs because there is a lot of advertising and marketing for prescription drugs both to doctors and consumers.

    Because many drugs address related or different conditions we’ve been seeing drugs meant for one use being prescribed and even over prescribed for another condition leading to higher costs and shortages of the medication for the original condition it was created for.

    Our healthcare system and society in general is very poor at dealing with basic health and prevention as such we’re seeing preventable conditions getting worse. By the time people seek treatment these conditions are often harder and more expensive to treat.
     
    Xopher and Two Sandwiches like this.
  16. AroundTheWorld

    AroundTheWorld Insufferable 98er
    Supporting Member

    Joined:
    Feb 3, 2000
    Messages:
    68,387
    Likes Received:
    45,939
    I still haven't fully understood the health insurance system in the US.

    Like, I could afford the best health insurance available - but I don't understand which one that would be. We are currently on some stupid expat insurance which costs like 100k a year for my family, and it basically just uses random US plans where you have to call to get their ok to visit certain doctors, and it is never really clear if a doctor is "in network" or not, just a dumbass process. If someone could tell me, this is the gold standard, best, most expensive plan in the US, but hassle-free, I'd appreciate it.

    As to the weight loss drugs - I recently spoke with the Chief Medical Officer of a very large health system in the US, and he was very concerned that these weight loss drugs would bankrupt the US health system.

    My wife is a doctor, and she says that the way they work is basically just to suppress your appetite, so you end up eating less.

    To me, that kind of begs the question, why should society pay for you to take a drug to suppress your appetite and eat less, when you should really be able to achieve that on your own?

    I'm 6'6, 220 lbs now. During the pandemic, I somehow went up to 235 lbs. Due to professional interest in it, I played around with continuous glucose monitors (Abbot Freestyle Libre). Realized that my glucose levels were a bit too high. Now, I'm half German, half Korean, and love Italian food. So, basically, I like potatoes, rice, bread, pasta - almost like a "carb only diet" I have been on all my life. So anyway, out of professional interest, I slapped on a continuous glucose monitor for a few weeks in a row, and tried to cut out carbs almost completely. Ate a lot of stuff I like anyway, like berries, red peppers, tomatoes, etc., and a bit more salad. Drank "bulletproof coffee" in the morning (coffee with butter in it, kind of fills you up and you won't want to eat all that much).

    Went from 235 to 205 lbs in like 4 weeks. Was totally easy, and kind of fascinating to see how big the impact of a change in diet was.

    Of course, once I stopped measuring my glucose levels, I went back to a lot of my old eating habits, and having permanent access to huge country club buffets in the US hasn't necessarily helped lol, so I am back to about 215-220 (varies a bit). But I have been playing tennis so much (when I was not traveling) that when I used a CGM again for 14 days, my base glucose levels seemed to be down by about 10, and I seemed to have much lower/fewer spikes even when eating the stuff that used to give me very large spikes previously. So I think it is all connected. More exercise, more sleep, less carbs.

    The "less carbs" is the most important part, in my opinion, if you want to lose weight.

    I am not affiliated with this startup, but I would recommend looking into it: https://www.levelshealth.com/ - basically, I think that you need a prescription to get a CGM in the US, and they make that really easy to get. They then kind of coach you into monitoring your glucose and looking at what foods cause you glucose spikes.

    Try that for a month?

    There are also other companies which offer some kind of overall health coaching/diet coaching, like https://gyrosco.pe/ - again, I am not affiliated, but I tried this and thought it was interesting.

    I understand that different people have different genetic predispositions to gaining weight (my wife has a much healthier diet than I do (eats almost no carbs or sweets) and eats a lot less, yet, I look lean and she looks "feminine").

    But if you think about it - you already know what needs to be done - cutting out sweets, processed foods, carbs, sodas will have a big impact rather quickly - but rather than owning it and taking action yourself, you are blaming "the system".

    Of all the different health tracking things I have tried (Oura Ring, Apple Watch, Withings Watch, Withings Sleep Mattress, Samsung Galaxy Watch, Whoop, Fitbit, Withings Scales, Withings Blood Pressure Monitor, etc. etc.), I found the Abbott Freestyle Libre continuous glucose monitor by far the most insightful thing. Looking past glucose tracking/supporting weight loss, people are now using it also to look into the connection of glucose to athletic performance, see https://www.supersapiens.com/.

    Anyway, good luck - I know it seems hard - but it's definitely possible to lose weight without the weight loss pills. As far as I know, they are like the perfect recurring business model for the pharma companies (no wonder Novo Nordisk's market cap is larger than the GDP of Denmark...), because once you stop taking them, you just put the weight back on again, so you are basically on a never ending subscription. So it seems much more reasonable to try other ways to lose weight first.

    P.S.: These drugs are often also not without side effects...little anecdote, a friend of mine, a doctor in Germany who is very active on Raya and constantly dating hot chicks, not obese at all, self-prescribed Ozempic for whatever dumbass reason, gave himself an injection just before a date with a super hot Swedish chick, then started feeling extremely nauseous during the date and threw up all over the place LMAO. Well-deserved.
     
  17. Xopher

    Xopher Member

    Joined:
    Feb 1, 2017
    Messages:
    3,360
    Likes Received:
    5,089
    The Dexcom is better than the Libre
     
  18. AroundTheWorld

    AroundTheWorld Insufferable 98er
    Supporting Member

    Joined:
    Feb 3, 2000
    Messages:
    68,387
    Likes Received:
    45,939
    What makes it better? (I haven't tried it.)
     
  19. Xopher

    Xopher Member

    Joined:
    Feb 1, 2017
    Messages:
    3,360
    Likes Received:
    5,089
    It is more accurate. It gives you alerts if you are trending low before you hit a low. Honestly though for your purposes it doesn't matter. You aren't diabetic so the little differences don't matter as much.
     
    AroundTheWorld likes this.
  20. Two Sandwiches

    Two Sandwiches Contributing Member

    Joined:
    Feb 6, 2002
    Messages:
    22,619
    Likes Received:
    14,218
    This is all fair, and I appreciate the insight and thoughtful post. I'll keep all that in mind.

    As of now, in my specific case, I'm doing pretty well. I think that as long as I stay on this track, I will be perfectly fine in losing the weight I want. I'll likely end up transferring from what I'm on now to something like Adderall, I'm sure, and hopefully that continues to help. Will have to talk to friends/physicians involved in my care.


    My point is still valid, though, in my opinion, just like you made valid points about our insurance system as well. It's really not any less confusing to Americans, and usually we're limited to one (or maybe two in fortunate cases) companies offered by our workplace, as I'm sure you know.

    Another big issue is that insurance companies are buying hospital systems (like mine) and are trying to dictate what insurance companies they'll accept as in network. If your cross town rival is owned by a different insurance company, you cannot go to any physician affiliated with the cross town network. It's quite wild.


    Excluding my own situation, I hope as people read this, they get the overarching point, which I feel has been largely mitigated in this thread. It kind of reminds me of the nationalized healthcare debate in general.
     
    AroundTheWorld likes this.

Share This Page

  • About ClutchFans

    Since 1996, ClutchFans has been loud and proud covering the Houston Rockets, helping set an industry standard for team fan sites. The forums have been a home for Houston sports fans as well as basketball fanatics around the globe.

  • Support ClutchFans!

    If you find that ClutchFans is a valuable resource for you, please consider becoming a Supporting Member. Supporting Members can upload photos and attachments directly to their posts, customize their user title and more. Gold Supporters see zero ads!


    Upgrade Now