The one that didn’t push you into the janitors closet and fondle your balls while making you sing the Star Spangled Banner.
You guys don't need credit scores. Who needs credit when you can just the buy the item outright. We're talking about folks who have their own helicopters.
OP, I think you made a common but understandable error in paying off your debt: creditors typically don't accept Monopoly money.
Thank you. I learned this the hard way about seven years ago but at least spread the word to a heap of loved ones and even their kids.
I'm not upset about credit--just the way we do it in this country by allowing private credit bureaus so much power and still so little oversight for it all.
I went to a Catholic school. I never had a Priest attempt to fondle my balls. I did however date one of my teachers in high school - I was 18 and she was 25 years old. It was a positive experience for me overall. She treated me very well, I never felt exploited (still do not) and she never lied to me and I believe is a good person. She has never gotten in trouble for dating any other students as far as I know and a handful of years later married a man older than her and they are still married and as far as I know happy.
Credit card are useful if you use them right. I use Chase Freedom and get 1.5% back, thinking about getting one of the 2% cards out there. I always pay off the statement balance every month(so no interest ever), but I always have balance on my one card or two I use that month. I have had perfect or near perfect score for close to two decades now.