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Trying to understand credit scores

Discussion in 'BBS Hangout' started by ToyCen428, Aug 13, 2023.

  1. Nook

    Nook Member

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    The one that didn’t push you into the janitors closet and fondle your balls while making you sing the Star Spangled Banner.
     
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  2. Jontro

    Jontro Member

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    dam mr. rodrigues was a real one.
     
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  3. TimDuncanDonaut

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    You guys don't need credit scores. Who needs credit when you can just the buy the item outright. We're talking about folks who have their own helicopters.
     
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  4. Mr. Brightside

    Mr. Brightside Contributing Member

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    f'n credit scores, how do they work? similar to magnets i would imagine.
     
  5. Jugdish

    Jugdish Member

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    OP, I think you made a common but understandable error in paying off your debt: creditors typically don't accept Monopoly money.
     
  6. B-Bob

    B-Bob "94-year-old self-described dreamer"

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    Thank you. I learned this the hard way about seven years ago but at least spread the word to a heap of loved ones and even their kids.
     
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  7. Xerobull

    Xerobull You son of a b!tch! I'm in!

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    Don't understand the vitriol around credit. It's just a tool that you can leverage.
     
  8. ima_drummer2k

    ima_drummer2k Contributing Member

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    Catholic school?
     
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  9. rimrocker

    rimrocker Contributing Member

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    I'm not upset about credit--just the way we do it in this country by allowing private credit bureaus so much power and still so little oversight for it all.
     
    Invisible Fan, B-Bob and Nook like this.
  10. Nook

    Nook Member

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    I went to a Catholic school. I never had a Priest attempt to fondle my balls.

    I did however date one of my teachers in high school - I was 18 and she was 25 years old.

    It was a positive experience for me overall. She treated me very well, I never felt exploited (still do not) and she never lied to me and I believe is a good person. She has never gotten in trouble for dating any other students as far as I know and a handful of years later married a man older than her and they are still married and as far as I know happy.
     
  11. pirc1

    pirc1 Contributing Member

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    Credit card are useful if you use them right. I use Chase Freedom and get 1.5% back, thinking about getting one of the 2% cards out there. I always pay off the statement balance every month(so no interest ever), but I always have balance on my one card or two I use that month. I have had perfect or near perfect score for close to two decades now.
     
    #31 pirc1, Aug 14, 2023
    Last edited: Aug 14, 2023
  12. ima_drummer2k

    ima_drummer2k Contributing Member

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    "Well I got a lot of things on order, you know....credit problems..."

    [​IMG]
     
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  13. B-Bob

    B-Bob "94-year-old self-described dreamer"

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    avatar available, @ToyCen428 !
     
  14. Os Trigonum

    Os Trigonum Contributing Member
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