3rd Attempt: GOP/Trump Repeal & Replace ACA and Trump lie about pre-exist coverage

The thing is, insurance companies specifically do consider different risk factors when setting your premiums. Look at auto insurance. They consider your age, gender, the make, model, and year of your vehicle, expected milage, and your driving record when setting your premium. They don't just charge everyone the same amount and hope the good drivers with cheap cars that sit in the garage can provide more than enough money to cover the cost of insuring the bad drivers with expensive cars that commute 3 hours per day.

 

Yes, health insurance has been distorted for years, more so under the PPACA. The fact is though, even health insurance relies (or relied) on things like medical history and actuarial tables. Mandating that insurers not consider pre-existing conditions was a manipulation of the insurance market by the government, one that tried to be balanced by the individual mandate. I don't believe that the government should either control what coverages are available, or require purchasing that coverage.

 

Yea,

As the republicans starting sabotaging it and took it over, Trumpcare, has become pretty disastrous for the people of this country.

 

Well, I get the trouble, but just showing the worst case (green line) instead of the average cost is pretty misleading.

So, health costs > (slightly greater) stock market. That's not good, bottom line. Definitely not sustainable for employers or citizens or families in general. Bad.

 

I mean you're right. It's essentially a system of socializing the costs at least as much as mitigating the risks, but using the market to administer the socialism. Perhaps it would make sense to have a single-payer government system for doing what functions are necessary for socializing costs, and then a different sort of insurance market that can return to the pure function of mitigating financial (not health) risk.

 

It shouldn't be called health insurance it should be called healthcare. I hope you don't have a family member with a preexisting condition. Why would an insurance company cover someone with a preexisting condition? If there is a 30% chance someone will need a $200,000 dollar treatment you would need to charge 60k premium just to break even as an insurance company. The median income in America is 60k. Should this person just die?

Why do you you think we have medicare? Because there is no insurance company is going to want to cover old people.

At some point you need to stop just thinking about yourself and society as a whole.

 

LOL Liar in chief.

 

Republicans have no shame. They are really showing themselves as the swamp like creatures they are

 

I heard one commentator say last night that the next thing Republicans will do will be to say that they are the only way to save Obamacare from the Democrats that are trying to ruin it. The current lies they are telling about it are already pretty close to that.

 

It's amazing to watch a landslide effect of lying. Even republicans that don't really like Trump get emboldened by the incredibly obvious bold lying and start doing it themselves. Why? Because it's easy. And just like people running stop signs on our streets, it will be contagious and sure, all politicians of all stripes will be tempted to start lying routinely.

When you approach a four-way stop and know that everyone else is going to roll through it, what are you going to do? Be a goody goody and let other people take your turn? Or just break the law like everyone else and roll through the stop sign? Most humans will do the latter, of course.

 

The thing about Trump's lies is that they are just plain horrible, bold-faced and easily disproven lies. The level of cynicism toward the public is just jaw-dropping. I've known Mitch McConnell and company to lie, but at least they kinda, sorta respected our intelligence about it and put a little effort into the lie. Now it is just "up is down" and "truth has no meaning."

I am a bit astonished at our media's seeming inability to handle these bold-faced lies. There is no motivation at all to respect the truth if the headlines rarely, if ever, call a lie a "lie?"